Credit card is a financial product which provides you credit line to spend on your purchase
Charge card and a credit card used for financial transactions to the merchants
But main difference between a credit card and a charge card is the usage limit per month or repaid duration
Charge card that accommodates a flexible shopping experience with 0 spending limit
Charge card features is - No pre-set spending limit . 24/7 platinum concierge.
Credit card gives you a fixed credit limit that can you in a month. After that you need to pay credit card bills on due date